If you’re reading this, chances are you are looking for a loan. Well, you’ve come to the right place. Whether you're looking to purchase a home, refinance your existing loan or consolidate your debt, our focus is on getting you the right loan and the right terms to fit your situation.

We specialize in Zero-Closing Cost Loans* and what that means is this:  We pay all of your non-recurring closing costs saving you $2,500.00 to $8,000.00*, it's just that simple. 

Non-recurring costs are items such as title and underwriting fees, appraisal, recording fees and more.  You would still be responsible for pre-paid items such as homeowners insurance, pre-paid interest and property taxes.  We realize that closing costs can significantly increase the cash needed to close your loan, or decrease your proceeds in a cash out refinance, and we've created a way to save you many of these costs. 

*A zero closing cost loan is available on fixed rate loans of $195,000.00 or more, on your primary or second residence and other restrictions apply.  On loans under $195,000.00, we have many programs available including a $995.00 flat fee closing cost loan.  We never charge points or origination fees on any loan.  

*$8,000.00 savings based on a $250,000.00 loan with conventional closing costs, 1 discount point and 1 point origination. Your savings can be more or less depending on loan amount, your credit profile and other factors.

What does our commitment to personal service mean to you? It means that we focus on you and your goals. Anyone can line up a great looking rate for you but we take the time to show you all the other "gotchas" that can overshadow any teaser rate.

Not sure if you can afford your dream house? We have many flexible loan programs that can put you into your new home easier than you might expect. Is the down payment a stumbling block? Some of our programs don’t even require a down payment.

Have questions about your credit? We can help you understand the effects of your past credit while showing you how to strengthen your present and future. Our network of mortgage wholesalers enables us to find you a lender who is most understanding of your situation. Have great credit? Our lenders reward your good credit with great rates.

Most any situation. In addition to the customary home loan we also offer construction, commercial and investment property loans.  Whatever your real estate loan need, we can help.

Call us now at 866-828-1419 (toll-free) or Contact Us online. We’ll show you how quick and easy it is to get started.